2.25 Crore Residential Apartment for Sale in Eros Wembley Premium Tower, Sector-49 Gurgaon, Gurgaon

Residential Apartment for Sale in Eros Wembley Premium Tower, Sector-49 Gurgaon, Gurgaon
Address: Sector-49 Gurgaon, Gurgaon, Haryana 

Sale Price: ₹ 2.25 Crore @ ₹ 10117  per Sq.Ft. Check EMI

Bedrooms : 4

Bathrooms : 4

Super built-up area : 2224.00  

Sq.Ft.

Balconies : More than 3

Floor number : 10th   of 18 Floors

Facing : East

Possession: Immediate

Property age: 5-10 Year Old Property

Transaction Type : New Booking

Property Ownership: Freehold

Property Description

Wembley estate 4bhk, Aprx area- 2200 sq. Ft. Lump sum rate, Complete wooden wor, Ac, Modular kitchen etc. Higher floor for sale. It is located in rosewood city, A meticulously planned township spread across 115 acres. Rosewood city is fully equipped with a school, Shopping centre, Tennis courts, Club and swimming pools. Here you can get every civic amenity, Apart from peace and luxury. There are beautifully manicured parks like hyde park and victoria park where you and your family can sink into the pleasure of a peaceful life. Schools and offices are close by and the other luxuries of splendid life are a breath away. Located on the gurgaon-Sohna road

Additional Details

• Brokerage : 1%

• Flooring : Vitrified
• Furnish : Semifurnished
• Gated Community : Yes

Features

Home Features

• Power Back-up
• Intercom Facility
• Lift(s)
• Feng Shui / Vaastu Compliant
• Water purifier
• Security / Fire Alarm
• Reserved Parking

Society/ Building Features

• Swimming Pool
• Park
• Security Personnel
• Maintenance Staff
• Visitor Parking
• Internet/wi-fi connectivity
• Bank Attached Property
• Water Storage

Other Features

• Fitness Centre / GYM
• Rain Water Harvesting
• Waste Disposal
• Water softening plant
• Shopping Centre
• Club house / Community Center

Distance from Basic Amenities

• Airport
  18.0 kms


• Railway Station
  6.0 kms


• Hospital
  1.0 kms


• City Center
  1.0 kms


• School
  2.0 kms


• Atm
  1.0 kms

Contact Us    

Vijay Chawla

Aurum Estates

Shop No 1 Main Sohna Road

Opposite Uniworld Garden,

Adjoining indian oil petrol pump,

Sohna Road Gurgaon

(Haryana) 122018 India

Tel : +91 1243295123

Mob : +91 9811210388, 9999597969

Fax : +91 1242217833

Email : aurumestates@gmail.com

Website : http://www.aurumestates.com

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1.03 Crore Residential Apartment for Sale in Eros Wembley Estate, Rosewood, Gurgaon

1.03 Crore Residential Apartment for Sale in Eros Wembley Estate, Rosewood, Gurgaon
Address: Rosewood, Gurgaon, Haryana

Sale Price: ₹ 1.03 Crore @ ₹ 9904  per Sq.Ft. Check EMI

Bedrooms : 2

Bathrooms : 2

Super built-up area : 1040.00  

Sq.Ft.

Balconies : 2

Floor number : 3rd   of 12 Floors

Facing : East

Possession: Immediate

Property age: 5-10 Year Old Property

Transaction Type : New Booking

Property Ownership: Freehold

Property Description

Residential apartment available for sale in wembley estate at sector-49 & 50, Gurgaon. Lower floor...More details please call...

Additional Details

• Brokerage : 1%

• Flooring : Vitrified
• Furnish : Semifurnished
• Gated Community : Yes

Features

Home Features

• Power Back-up
• Feng Shui / Vaastu Compliant
• Intercom Facility
• Lift(s)
• Water purifier
• Security / Fire Alarm
• Reserved Parking

Society/ Building Features

• Piped-gas
• Internet/wi-fi connectivity
• Swimming Pool
• Park
• Visitor Parking
• Bank Attached Property
• Security Personnel
• Water Storage
• Maintenance Staff

Other Features

• Fitness Centre / GYM
• Club house / Community Center
• Water softening plant
• Rain Water Harvesting
• Waste Disposal
• Shopping Centre

Distance from Basic Amenities

• Airport
  20.0 kms


• Railway Station
  7.0 kms


• Hospital
  1.0 kms


• City Center
  1.0 kms


• School
  2.0 kms


• Atm
  1.0 kms

Contact Us    

Vijay Chawla

Aurum Estates

Shop No 1 Main Sohna Road

Opposite Uniworld Garden,

Adjoining indian oil petrol pump,

Sohna Road Gurgaon

(Haryana) 122018 India

Tel : +91 1243295123

Mob : +91 9811210388, 9999597969

Fax : +91 1242217833

Email : aurumestates@gmail.com

Website : http://www.aurumestates.com

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4.09 Crore Residential Apartment for Sale in SS The Hibiscus, Sector-50 Gurgaon, Gurgaon

4.09 Crore Residential Apartment for Sale in SS The Hibiscus, Sector-50 Gurgaon, Gurgaon
Address: Sector-50 Gurgaon, Gurgaon, Haryana

Sale Price: ₹ 4.09 Crore @ ₹ 9500  per Sq.Ft. Check EMI

Bedrooms : 4

Bathrooms : 5

Super built-up area : 4307.00  

Sq.Ft.

Balconies : More than 3

Floor number : 4th   of 12 Floors

Facing : East

Possession: Immediate

Property age: 0-1 Year Old Property

Transaction Type : Resale

Property Ownership: Freehold

Property Description

The hibiscus

On a well chosen plot situated in the heart of sector 50, Gurgaon, The quiet grace of the towers and villas of the hibiscus is in perfect harmony with the surrounding natural beauty, Providing a spacious 13.5 acre home to a select 290 families.

A testament to the skill of architect ramesh khosla and landscape architect paul friedberg, Every facet of the hibiscus aims to provide a soothing yet stimulating living environment, Creating living spaces that respond to physical as well as emotional needs, And presenting a unique opportunity for the like-Minded to create families from a circle of friends.

The hibiscus presents a superb example of climatically suitable architecture, Synthesising the use of traditional and contemporary technology. A result of years of research into cultural and architectural traditions, It is equipped with every modern facility while working closely with cherished cultural traditions. Premium materials and precise measurements have set a new standard in luxury, Combining utility with elegance and comfort with style, Complementing living at its best.

Expressing a joyful and intimate spaciousness, The hibiscus represents the finest in luxurious living accomplished to astonishing effect.

Apartments

There are 9 apartment blocks, The tallest rising 12 storeys above the ground, With apartments designed to meet the varying preferences of their residents. Ideal for growing families, The apartments have been designed leaving room enough to blend modern conveniences and living with traditional values and ritual.

Penthouses

Perched above other homes and atop great heights, Penthouses are the ultimate in luxury apartments. The hibiscus is host to 4 different penthouse constructions, Presenting at various levels the most indulgent and comfortable surroundings one can imagine.

Villas

Covering approximately 5800 sq ft, Villas represent a different sense of space and living. Spread across three distinct levels, Villas combine the multifaceted amenities of apartments over a greater space and a deeper sense of leisure and homely comfort.

Pool homes

Pool homes are the ultimate in luxury living and entertainment. Situated around a lavish swimming pool and covering an approximate area of 10,000 sq ft, Pool homes indulge a leisurely sensibility stretching across three levels and addressing every aspect of well-Being.

Additional Details

• Brokerage : 1%

• Additional Rooms : Servant Room
• Flooring : Marble
• Furnish : Semifurnished
• Gated Community : Yes

Features

Home Features

• Power Back-up
• Intercom Facility
• Lift(s)
• Water purifier
• Security / Fire Alarm
• Reserved Parking

Society/ Building Features

• Swimming Pool
• Park
• Visitor Parking
• Internet/wi-fi connectivity
• Bank Attached Property
• Water Storage
• Maintenance Staff

Other Features

• Fitness Centre / GYM
• Club house / Community Center
• Rain Water Harvesting
• Waste Disposal
• Water softening plant
• Shopping Centre

Distance from Basic Amenities

• Airport
  15.0 kms


• Railway Station
  7.0 kms


• Hospital
  1.0 kms


• City Center
  0.5 kms


• School
  2.0 kms


• Atm
  0.5 kms

Contact Us    

Vijay Chawla

Aurum Estates

Shop No 1 Main Sohna Road

Opposite Uniworld Garden,

Adjoining indian oil petrol pump,

Sohna Road Gurgaon

(Haryana) 122018 India

Tel : +91 1243295123

Mob : +91 9811210388, 9999597969

Fax : +91 1242217833

Email : aurumestates@gmail.com

Website : http://www.aurumestates.com

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Many issues can be at root of indecision

You've looked at dozens of homes. Your REALTOR® is about to tear her hair out with frustration. You are paralyzed, letting one great home after another pass you by. Why can't you make a decision?

Buying a home can be an overwhelming process. There are so many decisions to make and any of them can mean serious financial consequences. A home, after all, is hardly a liquid asset. Nor is it a growth investment, according to Wall Street definitions. It's your greatest financial debt, even while it puts a roof over your head. As it appreciates, it also needs repairs and maintenance. With all that weighing on you, no wonder you've got commitmentphobia.

Yet, you really want to buy a home. You know that few purchases will provide you the quality of life that a home of your own does. There are plenty of advantages, as well - tax breaks, rising real estate values, a stable environment for the family, to name only a few. So you stifle your worries and keep looking for homes. You just can't find the one that's just right for you.

It might be time to back this train up and examine what is causing the conflict between wanting to buy and being unable to make a decision. There is a cause, and it's name is money. The question is, which aspect of money is stopping you from moving forward?

Fear of spending too much
Lenders will loan you money at the top of your ability to borrow. Realtors will suggest that you will be happier in a "bigger, better" home, eliminating the need to "trade up" in a few years. Stretching to buy the most home you can possibly afford is a good strategy, but only under certain conditions - that you have confidence that your salary will rise, that your income is stable, and that you can handle large surprise expenses.

If you've been pre-qualified, you are already looking at bigger, better, more beautiful homes at the top of your range. But something isn't quite right. Even though you may feel that your income is stable, a feeling is telling you that if you buy in this range, you won't have enough in reserves should something happen. Those are your instincts talking, and you should listen, because your desires have been doing the talking up to now. Your instincts are telling your desires to scale back a little.That means backtracking. Talk to your Realtor and ask her to show you less expensive homes. You can't go wrong buying slightly under your ability. In fact, many financial advisors tell their clients to budget about 25% of their income for housing in order to position them to build reserves for savings, investments, home improvements, emergencies and dozens of other reasons. That's almost six percent less than lenders will allow you to borrow. Just think what else you can do with six percent of your income. You'll still have your house, you'll just have more to do other things with.

A conflict in goals
Many couples purchase homes with the idea that they will have a child, so stretching buying power to have the extra space makes sense. But if you are trying to accomplish two big financial goals at the same time - buying a home and adding to your family, then something has to give.

You can't have it all - peace of mind, a large mortgage, and burgeoning expenses all at the same time. Something has to give and the way to do that is simply to prioritize your goals. In what order of importance do you want things to happen? What is most important to you? Whether you are planning a family, returning to graduate school, paying off a student loan, or buying a new car, you surely realize that your financial pie can only be sliced so many ways. Your mortgage is the largest, and the larger it is the smaller the other pieces.

Problems in the marriage
This is one of the toughest issues to address, and one your Realtor can't help you with. But just as you are listening to your instincts about the amount of money you should spend on your new home, you should be paying even more attention to your feelings about your marriage. And only you can answer the question - will we still be together in five years? You should at least be able to predict being together long enough to pay off the interest on your loan! Or you'll be selling your home without the benefit of building any equity and equity only comes with appreciation and mortgage reduction.

Buying a home will not fix a poor relationship. It will only make things worse. So you have a decision to make and it isn't which house to buy. It is whether or not you want this relationship to survive. If you decide you want the marriage, then you must pour your efforts into fixing its problems, including your share of the blame. Be willing to change some things, compromise on others, or accept many things as they are. If you can't do all of those, then to dissolve the partnership is your only other choice. After you have solved the problems in your relationship, you will find your home more easily.

Fear of the future
Fear takes the fun out of a lot of things, but there is reasonable fear and unreasonable fear. Unreasonable fears have no basis in reality, so there is little you can do beyond getting professional help for your anxiety. Reasonable fears you can handle on your own with a little common sense.

Fear can be tamed by looking at the worst case scenarios compared to the best case scenarios. So examine the questions that are really bothering you.

What if we can't make our payments? This question can be balanced by a best case. What if we manage our money so well that we can make double payments? So the fear here is manageable - it comes down to how confident you are about managing your money. If you aren't sure of yourself, get help. Ask someone whose money management style you admire for advice on how to manage your money better. Then stick with it.

What if the value of our home goes down in value? Would you feel as fearful if you asked yourself whether your property will go up in value? Property can go up or down, but all property requires maintenance or it surely will deteriorate in value. This can be easily prevented by having enough budgeted or in your reserves to perform scheduled and unscheduled maintenance. Look at the properties surrounding the home you are considering. Are they maintained with pride? Are they being updated? Then your chances are good that the neighborhood and your home will retain its value. Rest assured that there will always be a buyer for an attractive, well-maintained property.

Because it is not a liquid asset, real estate is not as volatile as you think. It goes down slowly and rises comparatively slowly. And home values even when depressed may get a resuscitation after a few years. Your best hedge against the future is to keep your property in desirable condition.

You can't predict the future. The only thing you can do is prepare yourself to handle what may happen.

So money isn't the root of all evil, but it is the root of indecision - at least when you are paralyzed about buying a home. Thinking through the money issues can help you get moving one direction or the other. For some of you, just reading this article will put your jitters to rest. For others, you may realize that a home isn't in the cards for you right now, and that's OK. Wait a few days or weeks if you need to. Use the time to regroup. It is far better for you to work through a few obstacles than to jump into the largest investment of your life without confidence. If you can work through your fears, get your finances in tip top shape and proceed, you'll find buying a home doesn't have to be a paralyzing decision. In fact, it can be one of the most exhilarating things you'll ever do.

If you are worried about cash flow, then making disproportionately large house payments will tarnish the joy of home ownership, unless you can find ways to cut down the other pie pieces. Work to improve your cash flow. Accelerate your credit card pay -offs Don't incur new debt. Rebudget your expenses and eliminate unnecessary expenditures. Make compromises - vow to cut down if you can't cut something out. Be willing to move timelines for meeting your goals. Don't be influenced by others to live beyond your means. Set your sights on an affordable home, and you may find your dream home will appear right before your very eyes.

Contact Us
AURUM ESTATES
#1-2, Opp. Uniworld Gardens,
Adjoining indian oil petrol pump,
Sohna Road Gurgaon
(Haryana) 122018
Tel: +91 124 3295123
Mob: +91 9999997969
Fax: +91 124 2217833
Email: info@aurumestates.com
website http://aurumestates.com

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Cash on hand may be more important

Q: I would like to purchase my first home in 6 months. A loan officer pulled my credit report a few months ago and I've almost paid off my bills. I have about another $4,000 in balances left on four accounts. Should I pay off my debt before buying a house?

A: The answer always depends on several factors, but as a general rule - no. If you're looking to purchase a house soon, like the reader above, then you need cash for down payment (unless you're looking at a zero down program), closing costs and then reserves.

The down payment can range from 1 percent up. In the above example, the $4,000 could go a long way toward closing. But if you spend all your extra cash to pay off that amount, then you are at ground zero again and have to start saving up for the above mentioned expenses.

Besides, the traditional debt-to-income ratio calculation allows buyers to have consumer debt when qualifying for the loan. The standard debt ratio is 28/36 - 28 percent of your income can be used for your mortgage payment, which includes taxes and insurance; and 36 percent for the mortgage payment plus the rest of your debt.

For example. A person who wants to purchase a $200,000 property with a 10 percent down payment must qualify for a $180,000 loan. At 7 percent on a 30-year fixed rate, the estimated PITI would be about $1,400 per month (depending on your local property tax rate). That payment is 28 percent of $5,000, which means our buyer would have to make $60,000 annually to qualify for the above described loan.

In addition, the borrower can have another 8 percent in debt - bringing his or her total debt payments to $1,800 per month. As you can see, if you pay off a loan balance for $4,000, but it only gives you another $75 - $100 in monthly cash flow, it's not going to positively effect your buying power. It just eats up the cash you would have had without paying off the debt.

Granted, there are some loan programs that allow higher ratios, but you are more than likely going to pay higher interest rates and points to use that type program.

Keep in mind, I adhere to the G.O.O.D. principle - Get Out Of Debt - just as a matter of smart money management. But it's not always the best move to pay off all your debt while you're trying to save money for the purchase of your house. Owning a home is always a lot better than renting and if paying off your consumer debt first keeps you out of the housing market, then you're really losing money by paying rent instead of building wealth and taking advantage of tax benefits through homeownership.

This is especially true if you live in an area that is experiencing good appreciation in home values. If nothing else, you can refinance your house in a few months or years and pay off the debt with cash from your equity. This way, the interest now being used to pay off the credit card balances is tax deductible, because it is part of your house payment.If the $200,000 property above is appreciating at 5 percent (just below last year's national average of 5.5 percent, according to the National Association of Realtors), then in one year, that house will be worth $210,000. The next year it will be worth $220,500 - which gives you more than $40,000 of equity to dip into to pay off consumer debt if you want to. (The $40,000 comes from subtracting your loan amount - $180,000 - from the current value of your house - $220,500.) With a bit of patience and budgeting, you've now started building wealth by leveraging your money. The $20,000 down payment has more than doubled, you now have equity to pay off debt and you're taking home more of your paycheck because you can deduct all that interest each year from your income, thus lowering your tax bill.

Contact Us
AURUM ESTATES
#1-2, Opp. Uniworld Gardens,
Adjoining indian oil petrol pump,
Sohna Road Gurgaon
(Haryana) 122018
Tel: +91 124 3295123
Mob: +91 9999997969
Fax: +91 124 2217833
Email: info@aurumestates.com
website http://aurumestates.com

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Which is right for you?

A condo can offer a good location at a less expensive price.

Photo by Brian Weiss

Buying a home is one of the biggest and most important decisions you’ll ever make. Whether you are a first-time buyer, or a veteran homeowner looking to trade up or make a new start, you will inevitably be faced with a number of questions. Your answers will lead you to the home that’s right for you.

One of the most fundamental questions all homeowners face is whether to buy a condo or single family house. There are advantages and disadvantages of each and only you can know what’s right for you.

For Boston newlyweds Michelle and Kevin Millsom, 31 and 36, it was an easy decision. With high-powered financial careers and no children, they were drawn to the excitement of the city and wanted their fingers on the pulse. They bought a penthouse apartment with a breathtaking view of Boston’s famous esplanade and Charles River.

“We enjoy everything the city has to offer—the restaurants, theatre, outdoor concerts. We walk everywhere and find the easy access to the airport to be a plus since we travel frequently for work,” said Kevin. “When we have children, we may think about a house in the suburbs, but for now this is where we want to be.”

Like all things, living in the heart of the city comes with tradeoffs. For the price of their two-bedroom/two-bath condo, they could buy a home three times the size, just a short 20-minute commute away. They share decision-making for their building with fourteen other tenants and pay pricey condo fees to cover the costs of insurance and upkeep. Their car sits idle most of the time in a $300 per month rented parking spot only to leave for short jaunts to the grocery store or visits to see family. But for Kevin and Michelle who want to spend their spare time out and about, the location and convenience can’t be beat.

On the other hand, Adriana Forte, 62, lives in a condo in the Boston suburb of Arlington and misses all that a single-family home has to offer. Six years ago, after her divorce, she bought a “condex,” (a two-family home with a shared wall) with the belief that managing a home would be too much for her alone. But it turned out to be the wrong decision for her. Now, she is desperately seeking a single-family house to call her own.

“It’s difficult to live with neighbors so close,” Forte said. “First there was the noise. My neighbors are night people, and every night they are just getting geared up when I’m trying to sleep. Then I found myself handling 100 percent of the finances and maintenance of the duplex—without compensation. I may as well be living in my own house!” Forte also misses the fresh air and private outdoor space. For her, maintaining a home and garden is pure enjoyment. The privacy is what she misses most.

What is most important to you? Give consideration to the following:

• Location – Where do you want to be? Are there options for both condos and single-family houses in this area?
• Privacy – Is it important to you to have complete privacy or do you find close neighbors to be a comfort?
• Responsibility – Do you need total control over decisions affecting your home or are you attracted to the idea of sharing decision-making with your neighbors?
• Maintenance – Are you a homebody who enjoys getting dirty in the yard or are you delighted with the idea of never having to cut a blade of grass again?
• Budget – How much do you have to spend? Depending on where you want to live, a condo may be the only option that meets your budget.

These considerations and others will help you determine the best choice for you now. And just remember, if your interests and priorities change in the years ahead, you can always sell your home and make a move, this time with experience as your guide.

Contact Us
AURUM ESTATES
#1-2, Opp. Uniworld Gardens,
Adjoining indian oil petrol pump,
Sohna Road Gurgaon
(Haryana) 122018
Tel: +91 124 3295123
Mob: +91 9999997969
Fax: +91 124 2217833
Email: info@aurumestates.com
website http://aurumestates.com

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Use contingencies as a safety net when buying your home

When you’re buying a house, there are a lot of unknowns—and once you’ve bought a home, you’re committed, usually for years. Contingencies clauses in your home purchase contract might help take away some of the uncertainty of buying a home by detailing conditions that must be met before closing will take place.

How mortgage contingencies protect buyers

One very common contingency is a mortgage contingency. A mortgage contingency gives buyers added security during the home-buying process; it states that a buyer will try to get a particular kind of mortgage (traditional, Veterans Affairs or Federal Housing Administration) at or below a certain interest rate for a set amount of the purchase price (generally 80 percent) by a specific date before closing.

If the buyer is unable to secure a loan at the stated terms, he can back out of the contract, and the earnest money deposit returns to him.

How mortgage contingencies protect sellers

However, mortgage contingencies provide protection for sellers as well. If a buyer who can’t secure a loan neglects to tell the seller by a predetermined date, the buyer is still obligated to purchase the home, even without financing. And if the buyer can’t or won’t secure a loan, many contingencies permit the seller to find a mortgage for the buyer.

Sellers can word mortgage contingencies to protect themselves in other ways: The deadline for the contingency can be set at least a few weeks before closing to prevent the buyer from backing out at the last minute, for example. The earnest money could also be negotiated at a percentage that is high enough to pose a significant loss to the buyer if he or she doesn’t properly follow through with securing financing.

Other contingencies

• Appraisal contingencies go hand-in-hand with the mortgage contingency. There are two ways appraisal contingencies work. One version states that if a buyer can’t get an appraisal that is at least as high as the seller’s asking price, the buyer may back out of the deal. The other states that if the buyer can’t get an appropriate appraisal, the buyer can ask the seller for a lower purchase price. Then, if the seller refuses, the seller may back out.
• Inspection contingencies give the buyer a certain period of time (usually three to 14 days) to perform whatever inspections are needed to confirm his or her interest in the home. If these inspections reveal any problems, the buyer can back out of the deal.

There are many other possible contingencies, such as insurance contingencies or mold inspection contingencies. The common types of contingencies vary from state to state.

Pay attention to the fine print

The wording of a contingency is key—they’re not just filler in your contract! If you’re not paying attention, you could lose money, miss deadlines and, worst of all, you could be liable for buying a property even if you can’t procure a loan.

Contact Us
AURUM ESTATES
#1-2, Opp. Uniworld Gardens,
Adjoining indian oil petrol pump,
Sohna Road Gurgaon
(Haryana) 122018
Tel: +91 124 3295123
Mob: +91 9999997969
Fax: +91 124 2217833
Email: info@aurumestates.com
website http://aurumestates.com

Read more »